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Simple, an online only banking solution, released the first version of its app for Android today. The app provides services such as allowing customers to see their account balance at a glance, deposit checks, find nearby ATMs, and view and categorize their past spending.
Simple is a unique banking solution for mobile users who are looking for a faster, more convenient way to manage their money than traditional banks. Simple is technically a bank-less banking system, but it is partnered with a federally insured bank Bancorp to handle the money side of things. Users of Simple receive a Simple Visa Debit Card issued by their partner bank, and have access to the Android and iOS apps. The Simple apps allow customers to deposit checks, set up direct deposit, pay bills and transfer money. With the Simple Visa Debit Card customers can withdraw money fee free from ATM’s using the service Allpoint.
Simple, a startup that was co-founded by Twitter engineer Alex Payne, offers a banking solution that puts it’s customers at the forefront. Simple focuses on software and customer service side of things, making sure that their apps are as user-friendly and aesthetically pleasing as possible. Simple does not charge monthly debit card, account maintenance or overdraft fees, and is able to offer these services for free by making profits off of their interest and interchange fees.
To be eligible to sign up for Simple, you must be a resident of the United States, be over the age of 18, have a Social Security number and have an iOS device with iOS 5.0 or higher, or an Android phone running Android OS 2.3.3 (Gingerbread) or higher. Potential users have to also request an invitation to join, which can be found here. If you’re an Android smartphone user and you’re ready to ditch your brick-and-mortar bank, give Simple a whirl.
About The Author
Ian Kersey
Raised in rural Northern California, Ian spent his early years embroiled in video games, comic books, and making spaceships out of Legos. He escaped to San Francisco in the early 2000's, mastering the art of coffee making to pay his bills. Ian then attended Mosaic Art school in Italy, returning to the bay area afterwards, and worked on a few art projects of his own. Harnessing his long-dorment nerd powers, Ian now spends his days trolling the interwebz to bring you the most awesome mobile news, ever.
