Chris Ziegler wrote a brief review of the N95.
He likes the audio quality and the ability to plug in his 3.5 mm Shures. Camera functionality is great compared to $300 point and shoots, GPS takes way too long to lock on, out of memory errors are annoying and "this is the best S60 device we’ve ever laid our hand on," sums it up pretty well.
I’ve learned to live without 3G. Opera Mini makes browsing the web a snappy experience thanks to their server side compression. When I’m in range of WiFi however, that’s when the full potential of my N93 is unleashed.